Holidays are no longer a luxury.
After a year of work, rest and time to take for oneself and one’s family become an important resource that should not be underestimated. Here then begins the search for the destination of dreams, to spend the days of break in the way you want: in total relaxation, discovering wonderful places, or adventure, without programs or thoughts.
Whatever type of holiday you choose, the economic aspect becomes fundamental. The classic formula of the package purchased at the agency that includes the basic services of the holiday leaves more and more the place to personalized trips, which everyone chooses according to their needs. On the net portals offering trips, flights and accommodation at bargain prices are plentiful, but the holiday, especially when it is the only one you can afford during the year, must be as perfect as possible.
A personal loan for those looking for a perfect holiday
A solution to meet the cost of travel use a personal loan.
The difference between a personal loan and a finalized loan that in this latter case the financed amount is credited directly to the tour operator that sells the trip, which will then provide it to the customer simultaneously with the purchase of the holiday.
For the personal loan, as we report also in the news Buy a motorcycle with a loan: because it is convenient, the contract is concluded directly between the financing institution and the customer, while the amount for the purchase of the trip is marked at credit of the applicant. The important advantage in this case is the possibility of having the sum received in autonomy, choosing the most advantageous rate among those offered by the various institutions, without providing guarantees to protect the loan.
Credit institutions and financial intermediaries are increasingly proposing specific products with ad hoc conditions and customized solutions. Once the expenditure required to sustain the entire journey has been evaluated, a sum is required which can be freely disposed of, with the possibility of including also those unexpected costs that cannot be planned in advance, but which require a liquidity margin to dispose of: an unforeseen event, an extra expense, a whim that you give yourself.
How much does a trip with a loan cost?
We do a simulation through the PrestitiOnline.it comparison portal, which compares the best deals on the market of the main banking institutions and financial intermediaries and allows access to the absolute best offer for each different user profile.
In the Maldives with United credit
Calculating a budget of 5,000 euros for a week and two people, the atoll of islands from the beach like talcum powder and crystal sea costs with United credit 97 euros a month for 72 months. Personal Loan has a fixed Tan 4.25% and Taeg 6.47%. The initial costs necessary for the preliminary investigation are € 252.10, while there are no other additional costs for managing the loan or collecting the installments. Younited is a Digital Credit Platform that allows professional investors to directly finance personal loans for families in a fast and safe way: through the site, the investor community can lend directly to the applicant community, offering a fair system of funding.
The customer can always, on his own initiative, reimburse in advance, in whole or in part, the credit granted to him. United does not provide compensation in the event of early or total repayment.
In the Canaries with Astrofinance
A week-long vacation for a family of 4 on the island of Gran Canaria has low costs and guarantees beautiful sea, sun and even fun. If you consider a small loan of 4,000 euros to be repaid in 24 months, Credito Vacanze diAstrofinance Banca offers an installment of 178 euros per Tan of 6.90% and Taeg 7.12%. With Astrofinance it is not necessary to go to the branch because you do everything online with digital signature and you manage the financing with the channel you want: web, telephone or agency. Bank transfer or check sending will take place within 2 days of receipt of the signed contract and accompanied by the required documents, after appropriate checks. Furthermore, the customer has the right to decide whether to pay his own installments on the 5th or 20th of the month; in any case, the first installment will not be paid within 20 days of the loan disbursement date.
Two weeks in Salento with Finacial Company
We hypothesized for a family of 5 people and a budget of 6,000 euros for 2 weeks of August and a loan term of 84 months. The best solution for a holiday in Salento between turquoise sea, good food and villages of rare beauty, We trust Iditalia with a rate of 89.82 euros, Tan 6.75% and Taeg 7.14%. The advantage of this financing is the costs, only 16.00 euros to be borne for the initial costs, while no cost is foreseen for preliminary investigation and installment collection. The management can take place, on choice, on the web or on the phone. Upon receipt of the request, Finacial Company will contact the customer by telephone to complete the preliminary investigation and the pre-filled contract will be sent by mail, courier or registered letter directly to his home. The customer must then return a copy of the duly signed contract, together with the required accessory documents, by free courier or by post.